Start by opening an image of a girl. We’ll create a waterfall out of nothing. Create a new layer and press Q to enable quick masking. Apply filter>>render>>fibers. Use settings as shown. Press Q to disable quick masking. Create a sky blue to white gradient. Apply this gradient to the selection. Press Ctrl+T . Right click and select distort. Adjust nodes to get the following shape. Press Ctrl+T . Right click and select warp Adjust nodes to get the following shape. Press Ctrl+F to apply the previous fiber effect again. Change layer mode to linear dodge.